#1
Time to Start Moving In!
Final Walk‑Through Inspection
Conduct a final walk‑through the day before or the day of closing to confirm agreed repairs are complete, contingencies are met, and the seller’s belongings are removed.
Closing
At closing you, the seller, and the closing agent will sign settlement documents, fund the remaining balance, and finalize the transaction. Funds can be delivered via certified check or electronic wire as specified on the settlement statement. The deed will be recorded at the County Recorder’s office, and ownership transfers to you.
When you are ready to get started, call us at 828.979.6640 or complete this short form and one of our agents will be in touch.
Get In Touch
Tips For Buying The Perfect Home
Don’t Max Out Your Budget
Approval for a maximum loan amount is not a recommendation to spend it all. Reserve funds for closing costs, taxes, and immediate repairs or upgrades.
Get To Know The Area
Evaluate proximity to schools, transit, shopping, and long‑term resale drivers.
Don’t Skip The Inspection
A thorough inspection uncovers issues that affect maintenance budgets and valuation.
Get Pre-Approved
A pre‑approval signals to sellers that you are a qualified, serious buyer.
ONE PARTNER FOR ALL YOUR REAL ESATE NEEDS
What Price Range Can I Afford?
Resources For Hickory Home Buyers
The journey to homeownership starts by understanding how much you can afford. One major thing to consider is your down payment, if any. Many consumers believe it's impossible to buy a home without at least 20 percent down. But thanks to various government-sponsored programs, many people can now buy a house with as little as 3.5 percent toward a down payment. Veterans of the U.S. military have zero-down programs available.
Finding a knowledgable Mortgage Loan Officer is key to recieving the most up-to-date information on available lending options. Feel free to check out or vetted list of preffered lenders below - or, if you just want to run some quick rough numbers, check out our free mortgage calculator.
Areas We Serve
- Hickory
- Morganton
- Lenoir
- Boone
- Lincolnton
- Marion
- Asheville
- Charlotte
- Statesville
- Kings Mountain